Terms of Service

# 1. Terms of Service ## AIPlan7 USDT Reward Program Terms of Service **Effective Date:** [2026.03.01] **Company:** [AIPlan7] **Service Name:** AIPlan7 USDT Reward Program **Contact Email:** [globalaiplan7@gmail.com] **Website:** [aiplan7.com] --- ## Article 1. Purpose These Terms of Service govern the rights, obligations, responsibilities, and other necessary matters between the Company and Users regarding the use of the AIPlan7 USDT Reward Program and related digital asset reward services provided by the Company. --- ## Article 2. Definitions 1. “Platform” refers to the AIPlan7 service operated by the Company. 2. “User” refers to any individual or entity accessing or using the Platform. 3. “USDT” refers to the stablecoin supported by the Platform. 4. “Reward Dollar” refers to the internal reward unit used within the Platform for reward calculation and display purposes. Reward Dollar is not fiat currency, a bank deposit, electronic money, or an immediately withdrawable asset. 5. “Convert” refers to the Platform feature allowing Reward Dollar to be converted into USDT. 6. “Reward APR” refers to the estimated annualized reward rate displayed on the Platform. 7. “Allocation” refers to the act of participating or assigning USDT to the Platform’s USDT Reward Program. 8. “Allocated Principal” refers to the USDT allocated or reallocated by the User within the Platform. 9. “Holding Period” refers to the period during which withdrawal of Allocated Principal is restricted. 10. “Withdrawal Schedule” refers to the monthly withdrawal processing schedule established by the Company. --- ## Article 3. Effectiveness and Amendments 1. By accessing or using the Platform, the User is deemed to have agreed to these Terms. 2. The Company may amend these Terms for operational, security, regulatory, or other necessary reasons. 3. Amended Terms become effective upon notice through the Platform or other methods designated by the Company. 4. Continued use of the Platform after amended Terms become effective constitutes acceptance of the amended Terms. --- ## Article 4. Eligibility 1. Users must be legally permitted to use digital asset-related services under the laws of their country or region. 2. The Company may restrict service access for certain countries, regions, wallet addresses, or Users. 3. Users are solely responsible for ensuring that their use of the Platform is lawful in their jurisdiction. --- ## Article 5. Supported Assets and Program Structure 1. The Platform only supports USDT deposits. 2. Rewards are distributed in Reward Dollar. 3. Reward Dollar is an internal reward unit and cannot be immediately withdrawn. 4. Reward Dollar becomes eligible for conversion into USDT through the Convert function after 30 days from the credited date. 5. Only converted USDT may be withdrawn or reallocated (reinvested). --- ## Article 6. Reward Structure 1. The Platform may display an estimated annualized Reward APR ranging from 12% to 25%. 2. The displayed Reward APR is variable, estimated, and not guaranteed. 3. The displayed Reward APR does not constitute guaranteed profit, deposit interest, investment return guarantees, or principal protection. 4. Rewards are distributed in Reward Dollar from Monday through Friday only, excluding Saturdays and Sundays. 5. Reward calculations are based on UTC time. 6. The Company may modify the Reward APR, reward structure, calculation method, and reward schedule. --- ## Article 7. Reward Dollar Waiting Period 1. Reward Dollar becomes eligible for Convert 30 days after the credited date. 2. During the 30-day waiting period, Reward Dollar may not be: - Converted into USDT - Withdrawn - Reallocated (reinvested) - Transferred externally - Assigned to third parties 3. Each Reward Dollar credit is subject to its own independent waiting period based on the credited date. --- ## Article 8. Convert Function 1. Eligible Reward Dollar may be converted into USDT through the Convert function. 2. Convert requests are processed subject to security checks, AML review, liquidity conditions, and operational status. 3. The Company may charge Convert fees or network fees. 4. Converted USDT may be used for withdrawal or reallocation. --- ## Article 9. Principal Holding Period 1. Allocated Principal is restricted from withdrawal for 90 days from the allocation or reallocation date. 2. During the 90-day Holding Period, Allocated Principal cannot be withdrawn. 3. Each allocation or reallocation is managed separately and subject to its own 90-day Holding Period. --- ## Article 10. Withdrawals and Monthly Withdrawal Schedule 1. Withdrawals are processed according to the Company’s monthly Withdrawal Schedule. 2. Withdrawal requests submitted before the scheduled withdrawal date are treated as withdrawal reservations. 3. Submission of a withdrawal request does not guarantee immediate withdrawal or payment. 4. The Company may delay, restrict, or reject withdrawals for security, AML, regulatory, operational, liquidity, or technical reasons. 5. Withdrawal requests submitted after the cut-off date may be carried over to the next monthly Withdrawal Schedule. --- ## Article 11. Reallocation (Reinvestment) 1. Only converted USDT may be reallocated. 2. Reward Dollar itself cannot be directly reallocated. 3. Reallocated USDT becomes new Allocated Principal and is subject to a new 90-day Holding Period. --- ## Article 12. User Obligations Users shall not: 1. Use the Platform for illegal purposes 2. Engage in money laundering, fraud, sanctions evasion, or illegal financial activities 3. Provide false information or impersonate others 4. Attempt to hack, attack, or interfere with the Platform 5. Use stolen or hacked assets --- ## Article 13. AML and Regulatory Compliance 1. The Company may conduct KYC, AML, sanctions screening, and wallet analysis procedures. 2. The Company may request identity verification, proof of funds, or wallet ownership verification. 3. Failure to comply with such requests may result in service restrictions. --- ## Article 14. Disclaimer of Investment Advice 1. The Platform does not provide financial, investment, tax, or legal advice. 2. All participation decisions are made solely at the User’s own discretion and responsibility. --- ## Article 15. Limitation of Liability 1. The Company does not guarantee: - Principal preservation - Fixed rewards - Continuous liquidity - Immediate withdrawals - Stability of stablecoins - Continuous availability of Reward Dollar conversion - Uninterrupted operation of the Platform 2. Users acknowledge and agree that partial or total loss of allocated assets may occur due to: - Market volatility - Losses arising from platform operations or trading activities - Stablecoin depegging - Liquidity shortages - Cybersecurity incidents - Blockchain failures - Smart contract or system vulnerabilities - Regulatory changes or government actions - Operational suspension - Third-party service failures - Withdrawal delays - Exchange failures - Rapid market declines causing asset value depreciation - Other unforeseen circumstances - Hacking incidents 3. Users understand and agree that the Platform’s Reward APR may fluctuate depending on operational performance, digital asset market conditions, and internal management results, and that deterioration in market conditions or operational losses may result in partial or total loss of principal. 4. To the maximum extent permitted by applicable law, the Company shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from use of the Platform. --- ## Article 16. Governing Law and Jurisdiction 1. These Terms shall be governed by the laws of [Jurisdiction]. 2. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of [Jurisdiction Court].